The Credit Road Map by Patrick Ritchie

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People are talking about The Credit Road Map...

“The book is great!”

Deborah F. Scanlan, Director of Operations and Homeownership Services
St. Petersburg Neighborhood Housing Services
St. Petersburg, FL

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“We have your book and we feel that it is an EXCELLENT tool for Housing and Financial Education Counselors. I want you to know that your book is included in our training regimen,”

Sondra Cochran
Wyandanch Community Development Corporation
Wyandanch, NY

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“The book was awesome. We gave one to each employee in our branch and are reviewing chapter by chapter each Tuesday at our meetings. Everyone loves finding out this information. It's an easy to follow book with fun quotes,”

Jeni Wood
Countrywide Home Loans
Salt Lake City, UT

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“Your credit class in Tucson was SUPER! I was able to apply what I learned that afternoon with my client. The knowledge I learned in this class will enable me to take my services a step further,”

Winnie Lee
Long Realty Company
Tucson, AZ

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“AMAZINGLY interesting class today. Your passion for the subject matter (credit) was contagious. Thank you SO much!”

Artt Siversen
Purple Sage Realty
Tucson, AZ

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“Thank you, Patrick. A delightful and informative class. Well worth the drive.”

Marie Dagucon
Associate Broker - Tierra Antigua Realty
Tucson, AZ

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“I am fortunate to be a recipient of your book. We are a HUD-approved housing counseling agency dealing with debt and credit issues daily. Our purpose is to prepare and get our clients into homeownership. Credit problems are the number one thing holding people back from participating in the American Dream. From the catchy title to the materials covered, I can see a great value in your information to our clients. I have been a credit/homeownership counselor for nine plus years coming out of a twenty-year banking career. I learned things.”

G.H. Bell
Redemption Ministries, Inc. (HUD Approved Counseling Agency)
Thomasville, GA

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“I have a copy of the book and have found it very useful. Great job on the book - it is easy to read and interpret.”

Patti Williford
New Hampshire Housing

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“It is amazing how much information is out there and available to us, but even better to meet someone who felt the call to take all this information and put it together in a format that is understandable to the general public. You and your research has and will continue to make a difference in people's lives.”

Dave Haase, Branch Manager
Sunrise Lending
Tucson, AZ

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“Our company's management, operational employees, marketing and sales officers and our valued clients have all benefited from your credit seminars and workshops. Now, we are blessed with your practical experiential field information, along with technical applications directed toward offering solutions to important credit issues, and it’s presented in a comprehensive, affordable book. This book is a great resource for all industries and consumers who want to be experts in the complex world of credit. We highly recommend this book to anyone who wants to understand money and the loan approval process.”

Donald Hopkins, Marketing Director
Axis Mortgage & Investments
Mesa, AZ

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“I gave your book to a customer, and he likes it so much, he will not return it. I want everyone to know that this book is ‘just the essentials’, the really good stuff. The information given will assist everyone trying to understand, improve and investigate credit. The book will enable you to conquer this sometimes bigger-than- life challenge! Books like this are what allow us to improve our lives, empower us to do greater things for ourselves and enable us to grow. I recommend this book for anyone needing to understand, attempting to improve or using credit.”

Mark G. Cooper, Sr. Loan Officer
Fieldstone Mortgage Company
Scottsdale, AZ

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“I think this book provides the most up-to-date descriptions of a credit report and credit score I’ve seen. The explanations you provide are clear and thorough and will be very helpful for folks of all ages.”

Kate Seguin
Financial Wellness Coordinator
The Ohio State University

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“I found The Credit Road Map to be an outstanding resource written with consumers in mind. Our agency will be referring to your book regularly and often in our efforts to help people with poor credit prepare for homeownership. I was excited by the book's combination of content and ease of use.”

Bob Campbell, Executive Director
Rockford Area Affordable Housing Coalition

The Credit Road Map | info@TheCreditRoadmap.com